Two Factor authentication (2FA) is a great way to confirm user ID. There are so many scams and fraudulent attempts to access accounts these days that introducing a second factor to verify identity just makes sense.
2FA pairs something a user knows, with something they have – for example, a password with a mobile phone or a token, key fob or ID card. It’s the second layer of security that ensures the account is not being accessed fraudulently, if someone does not have the mobile phone that receives the one-time passcode via SMS then they should not be accessing the account and so will be denied.
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